Our Team


Michael Verble

President and CEO

Born in Livingston, Tennessee, Michael was raised in Hot Springs, Arkansas. After completing his university studies there, he had tremendous success and enjoyed working in the health care, financial services and insurance industries, until he experienced a life changing event that redirected his career to serving seniors.

Watching his father lose his retirement fund to white collar criminals was a dramatic event for Michael and was the catalyst that prompted him to return to college in 1994 determined to devote his life to helping senior citizens (See Mike’s Story). In 1999, Michael received a Bachelor of Science degree from Middle Tennessee State University, where he majored in finance with an emphasis on estate planning.

Michael is certified in speaking on the financial, physical, emotional and spiritual issues of aging and he receives ongoing continuing education yearly as an instructor. He has earned a number of professional certifications and designations throughout the years. He has formerly served as a Hospice Counselor for Middle TN Medical Center Hospice Div. in Nashville, TN (now known as Alive Hospice) and served multiple terms on the Fifty Forward Foundation Council as a member of the Board of Directors, which supports and governs the fifteen senior citizen centers throughout Middle Tennessee.

Mike has facilitated multiple continuing education classes for the past 12 years. These include the Continuing Legal Education (CLE) instructor for Attorneys in the State of Tennessee’s middle and eastern districts. CPE for Accountants and CEU for Health Care Professionals.

Mike is a published author of articles for senior focused magazines and newsletters related to estate planning, Medicaid (TennCare/Choices), Medicare, Veterans Benefits and the many struggles in the financial, legal and social issues that affect the aged population in this country. Over his 15-year career, he has personally handled more than 3500 Nursing Home TennCare cases, preserving assets for families as well as an additional 7,000(+) in providing free assistance as a volunteer to families in obtaining VA benefits for home care & assisted living level of care. He is a popular lecturer and keynote speaker who is enthusiastic to share his expertise and passion for seniors with professional groups, churches and civic organizations nationwide.

As a parent of adult children and aged parents, Michael is well-acquainted with the challenge of balancing the demands of family and career. With his home based in Franklin, TN, he is the proud father of two grown daughters, one grown son and one grandson. Mike is an active member at Brentwood Baptist Church where he is actively involved in the choir ministry, frequent speaker within the care ministries, conferences and support areas.

If you have a concern about a loved one, don’t know where to begin, or need assistance with their estate and long-term care needs, Mike is always available for a free consultation.

Ben Davis

Ben is a native Nashvillian and a graduate of the University of Tennessee. His main responsibilities at VEPA is in the arena of Long Term Care and Medicare options, as well as Social Security strategies. He has been assisting his clients with their LTC needs for more than 18 years. As a Medicare specialist, Ben was on the ground floor of a Nashville based Medicare Advantage Plan from 2005 to 2012 and had to learn about Medicare from the all aspects. In 2012, he joined a small brokerage company that focused on all Medicare options including Med-Sup/Medi-Gap policies and Advantage Plans. A natural complement to LTC and Medicare is Social Security strategies which he has been doing since 2013. All three of these are critical parts of life after the age of 65. One of Ben’s favorite things to do is to share his knowledge as it relates to these three topics and thus has spoken to over 10,000 people over the past 10 years, helping them navigate and understand how each component works.  As a specialist, he is also a published author on these topics as well as many other areas of aging.

His interests include all kinds of sports, including being a board member on the Nashville Sports Council, volunteering for several organizations, and is an active member at Brentwood Baptist Church where he serves as a Deacon, is involved in Room In The Inn, DivorceCare, SeniorLink, as well as a Life Group teacher. Ben welcomes the opportunity to speak with you soon.

steve_vasgaardSteve Vasgaard


I began my insurance career in Charlotte, NC helping the self-employed obtain individual health insurance though the National Association for the Self Employed. I was successful as an agent and was promoted to sales manager to open an office in Nashville, TN. After a several years in this position I moved to the property and casualty business with Allstate. I pretty quickly discovered that the P&C business was not suited for me. I still hold my P&C license.

My next move in the industry was to Mass Mutual in Knoxville, TN. I was a career agent with them for five years. My specialty with Mass was family business succession planning. Just like I do today, I coordinated a team of advisors to help the family business with this vital planning.

In 2001 I left Mass and became a broker to better represent my clients by offering them many company choices rather than just one. I started an economic based retirement income strategy practice. I focus on teaching clients the wisdom of how money and retirement income streams work for better stewardship.

Today, all I focus on is retirement income planning for my clients. Like I did with MassMutual, I have coordinated a team of experts to collectively design a retirement income plan for my clients.  I believe that a team of experts in each discipline is better than relying on the advice of only one person.

s_brad_dozierS. Brad Dozier

Attorney at Law – Estates/Trusts/Probate Administration

Brad Dozier has been working with clients across Tennessee in the areas of Estate Planning and Probate Administration since 2006. In that time, Brad has helped families develop and prepare documents, such as Wills, Trust and Power of Attorneys, to protect both surviving spouses as well as future generations. He has also been able to help families work through the often-emotional time of Conservatorship Court hearings and Probate administration.

Brad’s ability to explain and present complex estate planning topics in an understandable manner as well as entertaining format has put him in high demand as a gifted speaker at conferences across the country. He also is known for his consulting skills for other professionals and their clients. He has taught several Continuing Education courses for both the Nashville and Tennessee Bar Associations. He has also taught Federal Income Tax and Estate Planning sections at Belmont University’s Executive Learning Center for candidates of the CFP® professional designation.

t_jay_brownT. Jay Brown

Attorney at Law – Real Estate

A skilled legal drafter, Mr. Brown is equally practiced with regard to the particular detail required of real property deeds and transactions.  Mr. Brown earned his law degree at the University of Florida and focuses on asset management in the Middle Tennessee area.


Lisa Bolton

Lisa Bolton joined the Verble Estate Preservation team as office administrator in June of 2017. Lisa will be assisting Mike, Ben and Brad in daily functions to make sure the office runs smoothly as well as being the smiling voice on the phone when you call. She is pleased to become a part of the VEPA team after 11 years in the insurance industry for State Farm insurance. She earned her Bachelor’s degree in Organizational Leadership from Bethel University in 2015. When not spending time with family she also enjoys cooking, gardening, antiques, concerts and exploring new restaurants. She looks forward to growing with Verble Estate Preservation and Brad Dozier law office in their new location in Nashville in the charming Berry Hill community.




Nick Stovall, CPA /PFSSM, CGMA, MBA

Owner, president and chief tax strategist of Stovall and Associates, Ltd.

Nick Stovall is at the forefront in accounting; strategic financial planning; business, IRA and technical taxation; tax law and policy; and investing. With extensive knowledge of the financial services industry and a solid understanding of the complex demands of diverse business settings, his experience provides invaluable perspective into the intricate relationship between tax and business issues.

During his tenure in the private industry sector, Stovall served as the chief financial officer for Glenn Corporation, E Energy Adams and Gradient Financial Group, LLC. He has also consulted in the public sector serving individuals and businesses in the areas of financial and tax planning. Stovall was an instructor with National American University, teaching upper division accounting courses and remains a mentor for aspiring accountants in the Twin Cities area.

Stovall founded what is now Stovall and Associates, Ltd., an independent certified public accounting firm located in Minnesota. As owner, president, and chief tax strategist for the company, Stovall provides an invaluable perspective on the intricate relationships between tax and business issues to clients across the United States and Europe.

He earned the Masters of Business Administration in Accounting and a Bachelor of Science in Finance from the University of St. Thomas where he graduated with distinction. In addition, he attended Carlson School of Management at the University of Minnesota for the Masters of Business Taxation. Nick also holds his series 27, 7 and 66, as well as his life and health license. In addition, Stovall recently just published his first book: “Retirement Income an Owner’s Manual.”

Stovall remains active in the accounting industry and is a member of the American Institute of Certified Public Accountants (AICPA), Minnesota Society of Certified Public Accountants (MnCPA) and the Institute of Management Accountants (IMA). He is a member of Ed Slott’s Elite IRA Advisor Group.